SIP (Systematic Investment Plan) Calculator

SIP is a disciplined way to invest a fixed amount regularly in mutual funds. This calculator helps project maturity values using compounding, assisting in retirement or education planning.

Formula

FV = P × [( (1 + r/n)n×t − 1 ) ÷ (r/n)] × (1 + r/n)

  • P — Installment amount
  • r — Annual return rate
  • n — Compounding frequency
  • t — Number of years

Example Calculation

₹5,000/month, r = 12% p.a., t = 10 years

Result: Future Value ≈ ₹11.6 lakhs

Practical Uses

  • Retirement planning
  • Child education fund
  • Wealth creation

FAQs

Are SIP returns guaranteed?
No, they depend on market performance.
Can I change SIP amount later?
Yes, most funds allow it.
What if markets fall?
Returns may vary; SIP helps average cost over time.

Disclaimer

Informational only. Investments are subject to market risks.