Savings Goal Calculator

Find how much you must save monthly to reach a target future amount.

Formula

PMT = FV × i ÷ ((1 + i)^n − 1)

  • FVFuture value (goal)
  • iMonthly rate (annual ÷ 12)
  • nMonths to goal

Example Calculation

Goal ₹10 lakhs in 10 years at 8%

Result: Save ~₹5,168/month

Practical Uses

  • Retirement planning
  • College fund
  • Wealth goals

Savings Goal

Monthly saving needed to reach a target by compound growth.

Monthly saving
24,670
Total invested
888,109
Growth
111,891

FAQs

What if I increase deposits yearly?
This calculator assumes fixed monthly savings.

Disclaimer

Approximate only.